Johana Pineda

Mortgage Loan Originator | NMLS1727284

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Whether you’re a first-time buyer or want to refinance at a lower rate, I can help.

Welcome to Credit Repair

WE HELP

TO GROW YOUR BUSINESS

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About Us

Home Financing, Made Personal

Guidance designed to help you Rize toward your goals with confidence.

We know that finding the right home loan can feel overwhelming, but it does not have to be. Our goal is to make the mortgage process feel clearer, more personal, and less stressful from the very first conversation.

Whether you are a first-generation home buyer, purchasing your next home, refinancing, or a seasoned investor, we are here to help you explore mortgage options that truly fit your life, including your goals, your budget, and your unique lifestyle. Even if you are simply trying to understand what is possible, we are committed to guiding you with care, transparency, and practical support.

About Us

We Help Clients To Get Success

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What we do

Our Services

HOME PURCHASE

Expert guidance to help you finance your new home with loan options tailored to your goals and budget.

MORTGAGE REFINANCING

Explore opportunities to lower your interest rate, reduce monthly payments, shorten your loan term, or access your home's equity.

FAST PRE-APPROVAL

Get pre-approved quickly so you can shop with confidence and strengthen your offer when it's time to buy.

CREDIT IMPROVEMENT

Powered by CreditEvolv and UQUAL, we help you understand your credit profile and identify opportunities to improve your mortgage readiness.

MORTGAGE TECHNOLOGY

Enjoy a seamless digital mortgage experience with secure online applications, document uploads, loan updates, e-signatures, and convenient communication.

ONGOING SUPPORT

Our commitment continues after closing. We're here to assist with future home purchases, refinancing opportunities, and any mortgage questions that arise.

What we do

Our Services

FINANCIAL CONSULTATION

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First, our partners gather some

information to verify

CREDIT REPORTS

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PLANNING & CONDUCTING

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First, our partners gather some

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FINANCIAL CONSULTATION

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First, our partners gather some

information to verify

CREDIT REPORTS

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First, our partners gather some

information to verify

PLANNING & CONDUCTING

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About Me

Mortgage Guidance Built Around You

Since beginning my career in the mortgage industry, I’ve been passionate about guiding clients through the often complex world of home financing. Whether you're purchasing your first home, upgrading to your dream house, or investing in real estate, my goal is to make the process as smooth, transparent, and personalized as possible.

 

I believe that every client deserves to feel confident and fully informed throughout their home financing journey. That’s why I’ve built a reputation for honesty, reliability, and exceptional customer service; always putting people first and tailoring solutions to fit each unique situation.

You can move through the process in the way that works best for you. Complete your application online at your own pace, or connect with me directly for personalized guidance. From application to closing, I am here to answer your questions, explain your options, and help you move forward with confidence.

 

Let’s explore the right loan option for you and turn your homeownership goals into reality!

Mortgage + Fintech =

Fast, Simple, Transparent

Stay safe and secure with the Rize app. Access your account from any device, anytime, anywhere. Apply, connect, snap a photo, tap, and upload—it's that simple

Simple Online Experience

Apply, upload, and track your loan anytime.

24/7 Support

Our experts are always available when you need help.

Save Time & Money

Competitive rates, faster closings, and no hidden surprises.

Personal Loan Experts

Licensed loan officers guide you at every step.

Secure & Transparent

Bank-level encryption + clear fees = peace of mind.

Resources

Discover a range of helpful resources to guide you through every step of your homebuying journey. From mortgage tips to expert advice, we provide the tools you need.

From expert insights to helpful tools, we provide everything you need to support your clients and grow your real estate business. Explore our available realtor resources here.

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Staff

Our Team

Jasika Fersh

Founder

Ron Bil

CEO

Robin Cattor

Advicer

History

History Of Our Company

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1500+

Successful Project

242+

Running Project

250+

Happy Clients

What client say about us

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Image

Darcel Ballentine

Barone LLC.

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Leatrice Handler

Acme Co.

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Copyright 2022 . All rights reserved

Standard Mortgage Capital LLC

dBA Rize Mortgage | #1604663

CONTACT US

Branch NMLS: 2729337

(917) 292-4906

53 NW 100th Ave., Plantation FL 33324

Copyright 2026. Johana Pineda | Carlos and Gaston Team. All Rights Reserved.